I’ve been blogging for almost three years now. For the first 14 months, I blogged with real focus and efficiency. I knew my purpose: pay off debt and pursue my dreams. Even after paying the debt, I continued to blog, because I was still pursuing my dreams. In 2.5 years, I did both. I mean,… Read more
It’s been a while since I’ve posted anything on my website, and every few days, I’ve been wracked with guilt over it. I value this space. I value the community and its support. I’ve made a commitment to being more vocal throughout all areas of my life, and in attending to that commitment, I somehow… Read more
I never thought I’d be writing about personal finance, let alone be writing about it for over two years. When I started my personal finance site, the intention was solely to track my progress in paying off my $48,000 of student loan debt. I accomplished that in 14 months. After that success, I felt a… Read more
After looking over the dream I defined for myself before I started paying off debt, I realized that I made mighty progress on my dream in the last 2.5 years. I started Dream Beyond Debt in January, 2015, as a way to keep myself accountable in my journey to pay off $48,000 of student loan… Read more
When you start to consider paying off your debt and living debt free, a lot of thoughts flood your mind. There’s a lot to think about! You’ve got to lower expenses and make more money. You’ve got to prioritize debt repayment. You’ve got to make a few sacrifices. You may have to change your life…. Read more
When you’re paying off debt, it is ESSENTIAL to reduce your expenses. As I explain in the interview with CNBC, one of my strategies for paying off my student loan debt was to keep my expenses low. I carried my own coffee, water, and snacks everywhere so I would not be tempted to make impulse… Read more
That’s me! And for anyone interested in seeing how I built those monster payments, you can check out the archive of Payment Day posts, where I break it down and reveal my numbers.